Caterpillar employees may have circumstances where retirement plan funds can be accessed without the standard early withdrawal penalty. This webinar explains how plan rules and IRS guidelines can apply in situations such as separation from service, age-based provisions, or specific distribution options. We’ll outline common scenarios employees encounter when evaluating short-term income needs.

The session will also discuss how withdrawals may affect taxes, future savings, and long-term planning. Attendees will gain clarity around what to review before requesting funds and how to weigh trade-offs when timing and flexibility matter.

Advisory services through Wealth Enhancement Advisory Services, LLC, a registered investment advisor and affiliate of Wealth Enhancement Group®. Wealth Enhancement Group is not affiliated with or endorsed by Caterpillar. This information is not intended as a recommendation or to provide individualized tax or legal advice. Discuss your specific situation with a qualified tax or legal professional. The opinions are subject to change at any time, and no forecasts can be guaranteed. Investment decisions should always be made based on an investor's specific circumstances. Investing involves risk, including potential loss of principal.