Merck employees approaching retirement often ask whether it makes more sense to take a lump sum payout or a lifetime annuity. In this session, we’ll compare both options, highlighting how each works and what factors—such as age, interest rates, and personal circumstances—can influence the results.

We’ll also discuss how these choices interact with other retirement income sources. By attending, you’ll gain a clearer picture of what to consider before making one of the most significant financial decisions of your career.

Advisory services through Wealth Enhancement Advisory Services, LLC, a registered investment advisor and affiliate of Wealth Enhancement Group®. Wealth Enhancement Group is not affiliated with or endorsed by Merck. This information is not intended as a recommendation or to provide individualized tax or legal advice. Discuss your specific situation with a qualified tax or legal professional. The opinions are subject to change at any time, and no forecasts can be guaranteed. Investment decisions should always be made based on an investor's specific circumstances. Investing involves risk, including potential loss of principal.