AT&T employees approaching retirement often face a key decision between a lump-sum payout and monthly pension payments. This session explains how each option is calculated and how interest rates and life expectancy assumptions can influence projected outcomes.

We’ll also explore how personal income needs, other retirement assets, and timing considerations may shape this decision. Attendees will leave with a framework for comparing pension options as election deadlines approach.

Advisory services through Wealth Enhancement Advisory Services, LLC, a registered investment advisor and affiliate of Wealth Enhancement Group®. Wealth Enhancement Group is not affiliated with or endorsed by AT&T. This information is not intended as a recommendation or to provide individualized tax or legal advice. Discuss your specific situation with a qualified tax or legal professional. The opinions are subject to change at any time, and no forecasts can be guaranteed. Investment decisions should always be made based on an investor's specific circumstances. Investing involves risk, including potential loss of principal.