Choosing between a lump sum and monthly annuity payments is one of the most significant pension decisions employees face. In this session, we’ll explain how each option works, how payouts are calculated, and how interest rates and life expectancy assumptions factor into the analysis.

We’ll also explore personal considerations such as income needs, other retirement assets, and long-term goals. Attendees will leave with a structured approach for comparing options and identifying which factors matter most in their situation.

Advisory services through Wealth Enhancement Advisory Services, LLC, a registered investment advisor and affiliate of Wealth Enhancement Group®. Wealth Enhancement Group is not affiliated with or endorsed by your company. This information is not intended as a recommendation or to provide individualized tax or legal advice. Discuss your specific situation with a qualified tax or legal professional. The opinions are subject to change at any time, and no forecasts can be guaranteed. Investment decisions should always be made based on an investor's specific circumstances. Investing involves risk, including potential loss of principal.